Customer
Loading...
Age
--
Income Tier
--
Risk Profile
--
Life Stage
--
AI-Generated Recommendations (EU AI Act Art. 13)
These recommendations are generated automatically by an AI system. You have the right to request an explanation and contest any recommendation.
Your Personalized Offers
Products Not Shown (Suitability Filter)
These products were filtered out based on regulatory suitability requirements (MiFID II / IDD). This transparency is required by GDPR Art. 22.
Your Data Transparency Report
Below is all the data the system holds about you and uses for personalization.
This data is used to personalize your product recommendations. No personally identifiable information (name, ID number) enters the scoring pipeline. All scoring is performed on pseudonymized feature vectors.
Profile Summary
Life Stage
--
Risk Score
--
Income Bracket
--
Segments
--
Financial Health Indicator
Feature Data Used for Scoring
| Feature | Value | Description |
|---|
Consent Management
Control how your data is used. Changes take effect immediately for future recommendations.
Legal basis: GDPR Art. 6(1)(a), Art. 9, Art. 22, ePrivacy Directive, EU AI Act Under GDPR Article 22, you have the right not to be subject to a decision based solely on automated processing. Under the EU AI Act, you have the right to meaningful explanation of AI-driven decisions. Your consent choices below directly control whether automated profiling is performed.
General Financial Profiling
GDPR Art. 6(1)(a)
Allow analysis of your financial data to generate personalized offers.
When enabled, the system analyzes your transaction patterns, savings rate, and balance trends to find products that best match your financial situation. When disabled, you will not receive any personalized offers.
Without this consent, no offers can be generated
Automated Decisions
GDPR Art. 22
Allow fully automated offer generation without human review per offer.
You can always request an explanation and contest any offer, regardless of this setting.
Marketing Communications
ePrivacy Directive
Choose how you want to receive personalized offers.
Push Notifications
SMS
Family Context
GDPR Art. 9 (special category data)
Allow use of family data (marital status, dependents) for insurance and family product recommendations.
Without this consent, family-related products won't be recommended
MiFID II Suitability Confirmation
MiFID II Art. 25
When you accept an investment or bond product, you will be asked to confirm that you understand the risks and that the product matches your financial objectives. This confirmation is required per offer and is handled at the time of acceptance.
With profiling consent disabled, you will not receive any personalized product offers. The system will only show you generic product information.
Feedback History
Your past interactions with product recommendations.
| Date | Offer | Action | Reason |
|---|---|---|---|
| Loading... | |||